[ Thursday, February 26, 2009 ]
The Pre-Existing Conditions Debate Heats Up:
As you know if you've read this blog before, HIPAA originated because of the insurance concept of the pre-existing condition. Your insurance isn't "portable" (the "P" in HIPAA) if you can be denied because of a pre-existing condition. But you can't blame insurers for running their business that way, and as a responsible health insurance customer, I don't want to pay for free-riders.
Based on Obama's not-State-of-the-Union address the other night, universal access (which already exists -- no hospital or doctor will refuse you care, they may just refuse to provide you free
care) got big play. It is still unknown how it will all play out.
Here's an interesting article
on pre-existing conditions. What's particularly funny is how they subjects don't want pre-existing exclusions to impact them, but also complain about the rising cost of insurance (which rises because insurers have to pay more for the healthcare that's being provided to beneficiaries, which will skyrocket if those beneficiaries include free-riders).
Jeff [10:08 AM]
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